Requirements

HOME LOAN REQUIREMENTS

Bank | Local

  1. 3 pcs. 1×1 ID Picture (husband | wife)
  2. Photocopy of 2 Valid Government ID’s with 3 specimen signatures (husband | wife)
  3. Community Tax Certificate (Cedula)
  4. Birth Certificate (if single) | Marriage Contract (if married)
  5. Tax Identification Number (TIN)
  6. Latest Proof of Billing here in the Philippines (PLDT, Meralco, Globe, Smart, Sun, etc.)
  7. Income Tax Return (ITR)
  8. Complete Post Dated Checks for Equity and Amortization

Additional for Locally Employed

  1. Photocopy of Certificate of Employment
  2. 3 Consecutive Months Payslip (husband | wife)

Additional for Bussiness Owner

  1. Photocopy of Business ITR /Audit FS for the Past Two (2) Years.
  2. Business Permits and Licenses for the Current Year
  3. Photocopy of Certification of Registration Issued by DTI
  4. Copy of Lease Contract and Title for Rental / Lease Income

Bank | OFW

  1. 3 pcs. 1×1 ID Picture (husband | wife)
  2. Photocopy of 2 Valid Government ID’s with 3 specimen signatures (husband | wife)
  3. Birth Certificate (if single) | Marriage Contract (if married)
  4. Tax Identification Number (TIN)
  5. Latest Proof of Billing here in the Philippines (PLDT, Meralco, Globe, Smart, Sun, etc.)
  6. Complete Post Dated Checks for Equity and Amortization

Additional Requirements for OFW

  1. Job Contract
  2. Photocopy of Passport with 3 signatures
  3. Special Power of Attorney (SPA) – forms provided upon Reservation (Consularized Copy)

Additional Requirements for the Attorney-In-Fact

  1. Valid ID
  2. 3 pcs. 1×1 ID Picture
  3. Community Tax Certificate (Cedula)

In-House | Local

  1. 3 pcs. 1×1 ID Picture (husband | wife)
  2. Photocopy of 2 Valid Government ID’s with specimen 3 signatures (husband | wife)
  3. Community Tax Certificate (Cedula)
  4. Birth Certificate (if single) | Marriage Contract (if married)
  5. Tax Identification Number (TIN)
  6. Latest Proof of Income
  7. Complete Post Dated Checks for Equity and Amortization

In-House | OFW

  1. 3 pcs. 1×1 ID Picture (husband | wife)
  2. Photocopy of 2 Valid Government ID’s with specimen 3 signatures (husband | wife)
  3. Birth Certificate (if single) | Marriage Contract (if married)
  4. Tax Identification Number (TIN)
  5. Latest Proof of Income
  6. Complete Post Dated Checks for Equity and Amortization

Additional Requirements for OFW

  1. Photocopy of Job Contract
  2. Photocopy of Passport

Additional Requirements for the Attorney-In-Fact

  1. Valid ID
  2. 3 pcs. 1×1 ID Picture
  3. Community Tax Certificate (Cedula)